There is significant financial insecurity among working-age people with learning disabilities in Scotland.
The research highlighted significant financial insecurity, with a large proportion of participants living below the Minimum Income Standard and experiencing material deprivation. Over half of participants were in relative poverty (below 60% of median income after housing costs) when additional cost benefits such as Personal Independence Payment (PIP) and Adult Disability Payment (ADP) were excluded from their incomes.
The research showed that both the social security system and the social care system can be confusing and difficult to navigate for people with learning disabilities. There were challenges with benefit and care adequacy, and participants did not tend to access independent advocacy.
The report also found a correlation between the adequacy of social care and financial security. The following options for improvement were identified:
1. Better promotion and implementation of independent advocacy.
2. More accessible information on Universal Credit rollout and upcoming health-related benefit changes.
3. Exploration of ways to provide clarity on Universal Credit and employment with a disability.
4. Support for existing recommendations for Self-Directed Support implementation.
5. Wider, joined-up consideration given to improving financial security for people with learning disabilities and their families.