UK pensioners receive around a quarter of the average working wage. Russian pensioners get 57% of the average wage, Latvians 54%, Croations 54%, Slovenia 57%. The UK pensioners receive 28% of the average wage as their state pension.
Country case studies have demonstrated that change in pension systems is not always immediate after a country becomes independent and aspects of the former pension scheme may be continued.
However, it has also been clear that positive changes and reforms are possible and have benefitted these newly independent countries and their aged population.
Therefore, it appears likely that an independent Scotland would manage public pensions successfully and, similarly to other independent countries and would be able to raise the net pension replacement rate to one more aligned to thr rest of Europe.