Central bank

Answer:
A central bank needs to be established. Personal and business accounts need to be set up. Loans can continue to be paid in Sterling or the new currency. Pensions can also be paid in the same way.

Full answer here: How to start Scotland's own currency



Answer:
With independence Scotland will need to set up a banking system. is an opportunity to redesign the banking system to protect Scottish citizens from the economic fallout of a banking crisis. It is both possible and desirable for Scotland to have an independent banking system to invest in its productive capacity, and to provide financial services to local communities.

Full answer here: The need for an independent banking system



Let’s get Scotland’s banking right

Author / Creator: Common Weal

Media type: Video

Date published: 2024

Banking has lost its way


What an independent Scotland can learn from Denmark

Author / Creator: Believe in Scotland

Media type: Article

Date published: 2023

Lessons for an Independent Scotland: Denmark


What new institutions of economic policy would an independent Scotland need?

Author / Creator: Gemma Tetlow

Date published: 2022

Building trust in a post-independence Scottish government’s commitments to sound economic policy and sustainable public finances  requires strong, operationally independent institutions 


The SNP must rethink its economic model for an independent Scotland

Author / Creator: Laurie Macfarlane

Media type: Assessment report

Date published:

A critique of the Growth Commission's report. "Far from being an asset to the independence cause, the Growth Commission is its biggest liability. It’s time, as we say, ‘tae think again’."


Transition to a Scottish Currency

Author / Creator: Peter Ryan

Media type: Policy Paper

Date published: 2020

The decision on Scottish independence is a decision for the people of Scotland.  When making that decision it should be clear which currency an independent Scotland would use. If the people of Scotland vote for an independent Scotland with its own currency, that democratic mandate should be respected.


Setting up a Scottish Banking System

Author / Creator: Peter Ryan

Media type: Policy Paper

Date published: 2020

A Scottish central bank will need to be set up to oversee the creation of a new Scottish currency. It will be the competent authority providing regulatory oversight of the banking system.


How To Start a New Country & A Short Guide To Starting a New Country

Author / Creator: Common Weal

Media type: Policy Paper

Date published: August 2021

This is essential reading for both believers in Scottish independence and undecided voters who seek answers to their practical questions about the processes of starting an independent country.